Korea take-home pay calculator (2026)

Enter your salary to estimate what lands in your bank account each month after the four social insurances and income tax. Rates are for 2026.

Salary is

Gross salary (won)

You can also type 4000만.

Tax-free allowance per month

For example a meal allowance (up to ₩200,000/month is tax-free). Use 0 if you don't have one.

People you support, including yourself

Only family members with little or no income count.

I don't pay National Pension (some nationalities and visas are exempt) I don't pay Employment Insurance (optional for many visa types)

Estimated take-home pay per month

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Item	Rate (your share)	Per month

This is an estimate. Your employer withholds income tax using the National Tax Service's official table, which can differ by a few thousand won a month. Any difference is settled in the year-end tax settlement (연말정산) the following January–February.

What gets deducted from a Korean salary

Korean payslips (급여명세서) usually show six deductions. Four are social insurance (4대보험) and two are taxes.

Deduction	Korean	Employee share (2026)
National Pension	국민연금	4.75% (total 9.5%)
National Health Insurance	건강보험	3.595% (total 7.19%)
Long-term Care Insurance	장기요양보험	about 13.14% of your health insurance premium
Employment Insurance	고용보험	0.9% (total 1.8%)
Income tax	소득세	progressive, 6%–45% of taxable income
Local income tax	지방소득세	10% of your income tax

Your employer pays the same amount again for pension, health, long-term care and employment insurance, plus all of the industrial accident insurance (산재보험). Those employer payments do not come out of your salary.

How this calculator works

Insurance base: monthly salary minus tax-free allowances.
National Pension is 4.75% of that base, but the base is capped. From July 2026 to June 2027 the base is at least ₩410,000 and at most ₩6,590,000 a month, so the most you pay is ₩313,020.
Long-term care = health insurance premium × 0.9448 ÷ 7.19.
Amounts under 10 won are dropped, as on real payslips.
Income tax is worked out for the whole year: earned income deduction, ₩1,500,000 per person you support, your pension and insurance premiums, the 2026 tax brackets, the earned income tax credit and the ₩130,000 standard tax credit. The result is divided by 12. Child tax credits and other personal deductions are not included.

Notes for foreign workers

National Pension: whether you pay depends on your country's agreement with Korea and your visa. Some people can claim a lump-sum refund (반환일시금) when they leave Korea. Check with the National Pension Service.
Employment Insurance: mandatory for some visas (for example F-2, F-5, F-6, E-9) and optional for many others.
Flat tax option: some foreign employees can choose a flat income tax rate instead of the regular progressive rate. This calculator uses the regular rate. Ask your employer if the flat rate applies to you.

Sources: 2026 contribution rates from the Ministry of Health and Welfare, the National Pension Service and the 4 Social Insurance Information Center (4insure.or.kr). Income tax brackets from the Income Tax Act. Last checked November 2026.

New to Korean numbers? Use the Man/Eok converter to read salaries like 연봉 4천.